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Foreclosure Basics

Foreclosure is not something inevitable so get familiar with its basics and the alternatives you may have.

Things to Consider before Applying for a Mortgage

Knowing about the basics of mortgages is required before applying for such. This article will provide you with the basic concepts and some advices connected with getting a mortgage.

Basics and Types of Debt-to-Income Ratio

It is important to determine how much you can afford to borrow. A commonly used tool for this by lenders is debt-to-income ratio.

Risky Mortgages

The mortgage market is full of offers with many risks attached to them. Thus, you should examine them carefully to make a wise choice.

Interest Only Home Loans Pros and Cons

If you decide to take advantage of the benefits of interest only home loans, take a look at their disadvantages as well.

Option ARM Pitfalls

The benefit of flexibility that option ARM loans provide comes with some hidden aspects you should be well-aware of.

Adjustable Rate Mortgages Overview

Adjustable rate mortgages can be beneficial but they have their disadvantages as well. This article will give you an overview of ARMs and facilitate your decision regarding them.

Fixed Rate Mortgages Overview

If you are looking for a mortgage in which you know how much your payments will be every month, then fixed rate mortgages may be the answer to your needs.

Disadvantages of FHA Home Loans

FHA home loans provide many benefits to home buyers but they also hide some disadvantages, which you should examine in order not to fall their victim.

FHA Home Loans Overview

FHA (Federal Housing Administration) home loans give people the opportunity to purchase a home with a small down payment.

Mortgage Basics

You have started to think over the possibility of buying a house, but you lack all of the needed money. Most of the people tend to resort to banks and mortgage lenders when it comes to buying a house.

Auto Loan Advices

Providing funds for the financing of a new car can be a problem unless you have some cash allocated. In order to get the best auto loan possible you should follow some simple advices.

Introduction to Payday Loans

One of the usually used tools when people are short of cash is the so called payday loans (also sometimes referred to as cash advance loans, deferred-deposit check loans, and paycheck advance or payday advance loans).