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Investing Money

The Negative Sides of Savings Bonds

Savings bonds are not deprived by their negative sides. Examine both the positive and negative sides of savings bonds before investing in them.

Savings Bonds Basics

Banks and credit unions offer to their clients savings bonds. If you want to find out more about savings bonds characteristics, keep on reading this article - it will provide you with basic knowledge on this product.

Comparison of Money Market Accounts vs Money Market Funds

Many people fail to distinguish money market mutual funds from money market accounts, but there are differences in terms of choices and risks involved.

IRA Accounts Pros and Cons

There are plenty of options you can use to finance your retirement years. One of them is the Individual Retirement Account (also known as just IRA).

Roth 401k Retirement Plans Basics

401k plans have become almost a necessary feature offered by employers. The Roth 401k retirement plan is another option for 401k plans.

Basics and Risks of Money Market Funds

Money market funds provide various benefits to their investors, but before putting your money in a money market fund it is better to examine them thoroughly.

CD Laddering Basics

If you think that investing in CDs would be a very appropriate investment option for your financial situation, then it may be even better to consider investing in CD laddering.

Brokered CD's Overview

You can purchase a CD not only from a bank, but also from a financial intermediary. Such a CD is usually referred to as brokered CD.

Bump-Up CD's Overview

The CD market has become more diversified by the introduction of CDs that present a certain degree of flexibility. One of the CDs that allow for greater flexibility is the bump-up CD.

Liquid CD's Overview

Liquid CDs allow investors to take their money away earlier without incurring early withdrawal CD penalties.

Savings Options

Find out what your savings options are. If you are looking for ways to save some of your free cash and still enjoy liquidity, continue reading this article, which will provide you with hints for where to save you money.

Savings Accounts vs. Certificates of Deposit (CD’s)

Certificates of Deposit (CD) share almost the same characteristics as savings accounts, but they usually pay higher interest than them.

Disadvantages of Certificates of Deposit (CD's)

Certificates of deposits (CD) provide investors with many advantages in terms of low risk levels. However, they have their disadvantages, which are the topic of this article.

CD Penalties

A CD is one of the safest investments and at the same time it pays higher interest than savings accounts. However, CDs have one disadvantage. Namely, early withdrawal is subject to penalties.

CD Maturity Explained

CDs have maturity, which is the time when their terms expire. When the CD maturity date is reached the bank can stop paying the pre-agreed interest and you can take the money you have invested.

CD Interest Rates

CDs are investment vehicles that are characterized as low risk and low interest. However, the CD interest rate is higher than that of savings accounts; therefore many people use a CD as a type of a savings vehicle.

Certificates of Deposit Explained

Certificates of Deposit, represent a kind of investment that has low level of risk and low returns (yet, higher than savings accounts) as well.

Introduction to Variable Annuity

When an annuity is exposed to investments then it is referred to as a variable annuity. In order to make a good decision on whether you should invest in a variable annuity you should make sure you have the needed knowledge for making an educated decision.